1 Introduction

Welcome to Pagmich Technologies Distribution Limited ("Pagmich", "we", "us" or "our"). We are committed to protecting your personal information and your right to privacy.

This Privacy Policy explains how we collect, use, disclose and safeguard your information when you visit our website pagmich.com or make a purchase from us. Please read this policy carefully. If you disagree with its terms, please discontinue use of our site.

2 Information We Collect

We collect information that you provide directly to us when you:

• Create an account on our website
• Place an order for products
• Contact us via phone, email or our contact form
• Subscribe to our newsletter or promotions
• Leave a review or comment

The personal information we collect may include:

• Full name and contact details (email, phone number)
• Billing and shipping address
• Payment information (processed securely via Paystack)
• Order history and purchase preferences
• Device information and IP address
• Browser type and usage data

3 How We Use Your Information

We use the information we collect to:

• Process and fulfill your orders
• Send order confirmations and delivery updates
• Manage your account and provide customer support
• Send promotional emails and offers (with your consent)
• Improve our website, products and services
• Comply with legal obligations
• Prevent fraud and unauthorized transactions
• Respond to your enquiries and complaints

4 Sharing Your Information

We do not sell, trade or rent your personal information to third parties. We may share your information only in these situations:

• Delivery partners — to fulfill and deliver your orders
• Payment processors — Paystack or Flutterwave for secure payment processing
• Legal requirements — when required by law or to protect our rights
• Business transfers — in the event of a merger or acquisition

5 Cookies

Our website uses cookies to enhance your browsing experience. Cookies are small files stored on your device that help us:

• Remember your login and cart items
• Understand how you use our website
• Improve website performance and functionality
• Show you relevant content and offers

You can choose to disable cookies in your browser settings. However, some features of our website may not function properly without them.

6 Data Security

We take the security of your personal information seriously. We implement appropriate technical and organizational measures to protect your data including:

• SSL encryption on all pages
• Secure payment processing via PCI-compliant providers
• Regular security updates and monitoring
• Restricted staff access to personal data

However, no method of transmission over the internet is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.

7 Your Rights

You have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal data
• Opt out of marketing communications at any time
• Request a copy of your data in a portable format
• Lodge a complaint with a data protection authority

To exercise any of these rights, please contact us using the details below.

8 Third Party Links

Our website may contain links to third party websites. We have no control over the content or privacy practices of those sites and are not responsible for their privacy policies. We encourage you to review the privacy policy of any third party site you visit.

9 Children's Privacy

Our website is not intended for children under the age of 18. We do not knowingly collect personal information from minors. If you believe we have collected information from a child, please contact us immediately and we will delete it.

10 Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will update the "Last Updated" date at the top of this page. We encourage you to review this policy periodically to stay informed about how we protect your information.

Continued use of our website after any changes constitutes your acceptance of the updated policy.

11 Contact Us

If you have any questions about this Privacy Policy or how we handle your data, please contact us: